Terms & Conditions

Welcome to Direct 2 U Insurance Services. By accessing or using our website, services, or requesting an insurance quote, you agree to the following terms and conditions. Please read them carefully.

1. Licensed Insurance Broker

Direct 2 U Insurance Services is a licensed insurance broker in the State of California, CA License # 0M59846. We do not directly underwrite insurance policies. Instead, we work with multiple insurance carriers to provide you with quotes and help you secure coverage that fits your needs.

2. Quotes & Coverage

• Insurance quotes provided by Direct 2 U Insurance Services are estimates only and are subject to change based on underwriting review by the insurance company.

• Coverage is not bound (active) until confirmed in writing by the insurance carrier and you have paid the required premium.

• It is your responsibility to review your policy documents carefully and notify us of any errors or omissions immediately.

3. Client Responsibility

• You agree to provide accurate and complete information when requesting a quote or applying for coverage.

• Any misrepresentation or omission may result in denial of coverage or cancellation by the insurance company.

• It is your responsibility to make premium payments on time. Failure to pay may result in policy cancellation.

4. No Guarantee of Coverage

Direct 2 U Insurance Services cannot guarantee that coverage will be issued by an insurance company. Approval is at the sole discretion of the insurance carrier.

5. Use of Website

• Content on our website is for general informational purposes only and should not be considered legal or financial advice.

• We make no warranties about the accuracy or completeness of the information provided.

• External links provided on our site are for convenience only; we are not responsible for third-party content.

6. Privacy & Data

We value your privacy. Any personal information you share with Direct 2 U Insurance Services will be used only for the purpose of providing insurance services, in compliance with California privacy laws. For details, please see our Privacy Policy.

7. Limitation of Liability

Direct 2 U Insurance Services, its agents, or employees shall not be liable for any damages resulting from use of our services, delays in coverage, or denial of claims by the insurance carrier.

8. Governing Law

These Terms & Conditions are governed by the laws of the State of California.

9. Changes to Terms

Direct 2 U Insurance Services reserves the right to update or modify these Terms & Conditions at any time without prior notice. Any changes will be posted on this page.

If you have questions about this Terms and Conditions please contact us at:
📧 [email protected]
🏢 Direct 2 U Insurance Services
3401 N Centre Lake Dr, Suite 520
Ontario, CA 91761
CA License # 0M59846