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Direct 2U Insurance is the #1 Online Insurance Agency in the State of California.

We specialize in Personal and Commercial Insurance Lines: SR22, Homeowners Insurance, Renters Insurance, Car Insurance, RV Insurance, Boat Insurance, Motorcycle Insurance, Commercial Vehicles, Business Insurance, Event Insurance, Mexico Travel Insurance and more.

At Direct 2U Insurance we will tailor an affordable insurance policy that will best fit your needs and budget.

We serve every California County; Alameda, Alpine, Amador, Butte, Calaveras, Colusa, Contra Costa, Del Norte, El Dorado, Fresno, Glenn, Humboldt, Imperial, Inyo, Kern, Kings, Lake, Lassen, Los Angeles, Madera, Marin, Mariposa, Mendocino, Merced, Modoc, Mono, Monterey, Napa, Nevada, Orange, Placer, Plumas, Riverside, Sacramento, San Benito, San Bernardino, San Diego, San Francisco, San Joaquin, San Luis Obispo, San Mateo, Santa Barbara, Santa Clara, Santa Cruz, Shasta, Sierra, Siskiyou, Solano, Sonoma, Stanislaus, Sutter, Tehama, Trinity, Tulare, Tuolumne, Ventura, Yolo and Yuba County.

Ask for the California Low Cost Auto Insurance Program.

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You can count on us for high-quality services because our experts have been in the industry long enough to know what matters most to you: good customer service and quality guidance.

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Auto Insurance



Liability Coverage

Risk Factors

You cause a minor collision when glare from the setting sun blinds you in rush hour traffic. Damage is relatively minimal, but the other driver says her neck is in pain.

Solution

Liability insurance coverage pays for bodily injury and property damage to another that results from covered losses you cause.

Insured’s Damage Coverage

Risk Factors

You’re on your way to a ski weekend when you lose traction on an icy road — the impact when you slide into a guardrail damages your SUV’s front fender.

Solution

Collision coverage can help repair your vehicle if it’s damaged — or compensate you for its value if it’s a total loss.

Hailstorm Coverage

Risk Factors

A sudden hailstorm cracks your car’s windshield and leaves dozens of dents on the hood, roof and trunk of your vehicle.

Solution

Comprehensive coverage can help when your car is damaged by something other than a collision.

Uninsured Driver Coverage

Risk Factors

You suffer minor injuries when another driver runs a red light and clips your car’s rear fender. On top of it all, the driver doesn’t have auto insurance.

Solution

Uninsured motorist coverage covers the costs of your bodily injuries — up to your policy limit – when they are caused by an at-fault driver without any auto insurance. 

Medical Payments Coverage

Risk Factors

Your son and a passenger are both injured when his subcompact hits a tree.

Solution

Medical payments coverage can help with medical expenses if they’re caused by a covered accident — regardless of fault.

 

 

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Testimonials

Maria Lane
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Lionel has always been very professional and great at getting me the lowest rates . I’m highly satisfied!!!
Sandra Stuart
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Lyonell has been my point of contact for over a year now. He is always there for me when I need him, and never drops the ball. Thank you Lyonell!
Anthony Arias
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Trustworthy and quick, they get straight to the point and actually help you find good rates.
Dulce Stauffer-Tapia
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Great prices with amazing service. Lionel has helped me with a few things regarding my policy and is always very professional and quick. Definitely ask for Lionel.
ANGELINA STEVENS
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Lionel has always helped me out without hiccups. I appreciate his customer service. He does what he can to satisfy the customer.
Richard Nelson
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I asked for a quote on some commercial car insurance. Lionel was back to me in about 5 minutes and started working on my quote. He got the best rate out of any of the others I had checked with and the whole process was done and finished in about 15 minutes. He's very good. Everything else went smooth as silk. I couldn't be happier with the service I was given. Great job all round.
George Perez
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I spoke to the agent about getting coverage. He took the time to answer all of my questions and responded quickly to my replies. I would definitely recommend him to family and friends.
Simon Ashkar
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I was in need of new insurance and I was looking online and was able to get help and feedback right away from Lionel. He was an awesome person and helped me a great deal I’m really happy I was able to reach out with this business as they really took care of me. Lionel is the best thank you appreciate it!!
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